Who We Are

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Who We Are *

At Modrow Insurance Agency, we believe insurance should feel personal, clear, and dependable. As a locally owned Farmers Insurance agency serving Minnesota, our mission is simple: help individuals, families, and businesses protect what matters most with confidence and peace of mind.

With over a decade of experience, our team takes the time to truly understand your needs — not just your policies. We explain coverage in plain language, offer honest guidance, and build protection plans that fit your life today while preparing for tomorrow.

We’re proud to be deeply rooted in our community. Whether we’re supporting local schools, youth programs, or small businesses, we’re committed to being more than an insurance provider — we’re a trusted neighbor and long-term partner.

When you work with Modrow Insurance Agency, you can expect friendly service, transparent advice, and a team that’s here for you long after the policy is in place.

Local. Experienced. Here when it matters.

Shane Modrow Agency Owner

With 16 years in the industry. Our team specializes in auto, home, business, and life, helping Families and business owners in MN & WI save time reviewing their coverages and, in many cases, saving them a substantial amount of money in the process.

Shane's notable accomplishments include being on the President's Council, which is the top 1% of Farmers agencies across the country, for consecutive years.

On a personal note, Shane lives in Greenfield with his wife Kristine and 4 Children, along with their dog Winnie, a yellow lab, and a black cat named Astro. In his free time, he enjoys fishing, hunting, watching his kids play sports, and being part of the Rockford Lions Club. 

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Tony Bell

Personal Lines Specialist

Tony Anderson

Office Manager

I’m the Office Manager at the agency. I’ve been with the agency for several years and enjoy keeping our office running smoothly while supporting both our team and our clients. I take pride in making sure every customer has a positive and efficient experience when they work with us. Outside the office, I enjoy spending time with family, staying active, and tackling hands‑on projects that let me put my problem‑solving skills to use.

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Heather Tody

Personal Lines Specialist

I’m a Producer with the Shane Modrow Agency, specializing in home, auto, and business insurance. I enjoy helping clients find the right coverage to protect what matters most—whether that’s their family home, their vehicles, or their livelihood. Building relationships and making insurance feel simple and approachable is one of my favorite parts of the job. Outside of work, I enjoy staying active, spending time with friends and family, and working on projects that keep me learning and growing.

Erika Currier

Customer Service Representative

I’m part of the customer service team at Modrow Insurance. I’ve been with the agency for two and a half years, and I truly enjoy helping customers find clarity and confidence when they have questions about their policies. When I’m not at work, you’ll usually find me creating stained‑glass art or flipping furniture—two hobbies that let me express my creativity.

Kristine Modrow

Commercial Specialist

I’m the Commercial Specialist at the agency. I’m passionate about helping business owners protect the companies they’ve worked so hard to build, and I love being a resource clients can count on for clarity and support. When I’m not in the office, you’ll find me traveling from sporting event to sporting event, cheering on my four kids as they do what they love. I’m happiest outdoors in the sunshine and love spending quality time with friends and family whenever I can.

Nicole Froemming

Customer Service Representative

I love helping customers and making their experience a positive one. Outside the office, I enjoy road trips with my husband, getting lost in a good book, and cozy nights at home. I also love meeting up for coffee and finding time for a little shopping!

Ethan Aucoin

Personal Lines Specialist

I enjoy helping people protect what matters most. I believe insurance should be straightforward, personal, and built around your needs. Outside of work, you'll find me watching football and St. Cloud State hockey, and spending time with family and friends. 

Gaston Arambula

Life & Financial Services

I’m the Life and Financial Services Agent at The Modrow Agency. I help families protect what matters most and plan with confidence for the long haul. My goal is simple: long-term security and real peace of mind. When I’m not working with clients, you’ll find me woodworking, fishing, or camping with my family.

Brian Kuhn

Personal Lines Specialist

I’m a Licensed Agent with Farmers Insurance. I like helping people find insurance that fits their lives without the runaround. I keep things simple, honest, and easy to understand. Outside of work, I’m usually checking out local restaurants or craft breweries, following the Minnesota Twins or Iowa State Cyclones, or planning my next trip. 

Louis Russo

Personal Lines Specialist

I love helping customers with Auto, Home, & Life Insurance. In my free time, I enjoy spending time with my family playing board games and spoiling our dogs!

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Brady Tynen

Personal Lines Specialist

Hello there! I’m a licensed insurance producer with the Modrow Agency. My specialty encompasses home, auto, business and life insurance. I strive to be a relational and intentional guide to insurance for folks; helping where I can and listening when I should. One of my favorite parts of the job is meeting people, getting to know the things that matter most in their lives and aiding them in protecting their valued interests. When I'm not in the office, I am usually found spending time with my loving wife: Kayleigh & our darling daughter, Eileen. I enjoy BWCA trips, comics/conventions, athletics such as tennis, table tennis, & pickle ball, and of course growing my Catholic Faith. I hope our paths cross soon!

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