Home. Auto. Business. Life

Protect What Matters Most - With Coverages You Can Trust

Contact Us

Why Choose Modrow Insurance?

📍Local MN Experts

🏣15+ Years Serving the Community

📒Personalized Coverage Plans

🔏Affordable Rates & Trusted Support

Friendly, Trusted Service for Over 15+ Years

“Shane Modrow and his team are true professionals in the insurance industry. They are knowledgeable, trustworthy, and truly are always keeping customers best interest in mind. I have had insurance with them for years and have had to file several claims over the years. Their team has made the entire process easy and as painless as possible. Best customer service from all the staff! I highly recommend Shane and his team”
— ⭐⭐⭐⭐⭐ LeAnn S.
A white house with maroon trim, surrounded by autumn trees and fallen leaves, with a white picket fence in front.

Protecting Minnesota Families & Businesses

Comprehensive insurance options tailored to your unique needs.

Front view of a red sports car with black accents parked on a street with trees in the background.
Person working at a white desk with laptop, notebook, coffee mug, calculator, and plants.
An hourglass with white sand placed on a dark surface next to a vintage book and a bouquet of purple and white daisy flowers, all against a black background.
A group of nine people sitting at a long dinner table in a restaurant, smiling and enjoying their meal.

A Team You Can Count On

At Modrow Insurance Agency, we’re more than just your local insurance provider — we’re your trusted partner in protecting what matters most. With over a decade of experience serving individuals, families, and businesses across Minnesota, we take pride in delivering personalized coverage and hometown service you can count on.

As a Farmers Insurance agency, we offer a full range of protection, including:

  • Home Insurance – Safeguarding your biggest investment and personal belongings

  • Auto Insurance – Comprehensive protection for the road ahead

  • Business Insurance – Tailored coverage for local businesses of all sizes

  • Life Insurance – Security and peace of mind for your loved ones’ future

What sets Modrow Insurance apart is our commitment to genuine relationships and community values. We take the time to understand each client’s unique needs and goals, ensuring every policy fits their lifestyle and budget — not the other way around.Whether you’re reviewing your current policy or starting fresh, we’re here to make insurance simple, straightforward, and stress-free.